Principal: INVESTIVAL Campaign (“Campaign”)

Frequently Asked Questions

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Q1. What does this Campaign offer?

The Campaign offers:

(a) Reward 1: additional bonus rate (“Booster Bonus Rate”) on the Net Cash Flow (“NCF”) amount maintained in Eligible Participant’s GOinvest – Invest feature account for a period of thirty (30) days, last recorded as at the last day of the Campaign Period, as illustrated below:

; and/or

(b) Reward 2: additional 1% per annum (p.a.) bonus rate (“Welcome Bonus Rate”), on top of Reward 1, on the Net Cash Flow (“NCF”) amount maintained in Eligible Participant’s GOinvest – Invest feature account for a period of thirty (30) days, last recorded as at the last day of the Campaign Period.

(“Campaign Rewards”).

Q2. What is the duration of this campaign?

The Campaign begins on 20 May 2024, 12:00AM to 30 June 2024, 11:59PM, both dates inclusive (“Campaign Period”).

Q3. Who is eligible for this promotion?

The Campaign is open to any GOinvest user who performs a cash in in their GOinvest - Invest feature account during the Campaign Period (“Eligible Participant”).  

Q4. How to be eligible for the Booster Bonus Rate?

To be eligible for the Booster Bonus Rate, Eligible Participants must fulfil all of the following criteria:

a. The Eligible Participant must key in “INVESTIVAL” in the promo code field of GOinvest - Invest feature account whenever a single cash in is performed within

the Campaign Period.

b. The Eligible Participant must:

i. Perform a minimum single cash in of Ringgit Malaysia Two Hundred (RM200.00) in a single transaction into their GOinvest - Invest feature account; or activate the “Auto Cash-In” feature during the Campaign Period and performs an automated cash-in with a minimum amount of RM200.00 only during the Campaign Period; and

ii. The Cash In must be successfully completed within the Campaign Period.

c. The Eligible Participant must maintain the subscription in their GOinvest - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st July 2024, 12:00 AM to 30th July 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.

d. The additional Booster Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s GOinvest - Invest account last recorded as at the last day of the Campaign Period, i.e. 30th June 2024 11.59 PM.

Q5. How to be eligible for the Welcome Bonus Rate?

To be eligible for the Welcome Bonus Rate, Eligible Participants must fulfil all of the following criteria:

a.    The Eligible Participant must successfully open a new GOinvest – Invest feature account during the Campaign Period. For avoidance of doubt, Eligible Participants who already have an existing GOinvest – Invest feature account before the Campaign Period shall not be entitled to the Welcome Bonus Rate Reward.

b. The Eligible Participant must key in “INVESTIVAL” in the promo code field of GOinvest - Invest feature account whenever a single cash in is performed within the Campaign Period.

c.     The Eligible Participant must:

i.     Perform a minimum cash in of RM200 in a single transaction into their GOinvest - Invest feature account; or activates the “Auto Cash-In” feature during the Campaign Period and performs an automated cash-in with a minimum amount of RM200 only during the Campaign Period.

ii.     The Cash In must be successfully completed within the Campaign Period.

d. The Eligible Participant must maintain the subscription in their GOinvest - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st July 2024, 12:00 AM to 30th July 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.

e.  The additional Welcome Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s GOinvest - Invest account last recorded as at the last day of the Campaign Period, i.e. 30^th June 2024 11.59 PM.

Q6. Is there any limit on the Cash In transaction and amount that can be performed during the Campaign Period?

No. There is no maximum limit on the number and amount of cash in transactions that you can perform during the campaign period.

Q7. Are there any capping/limitations to this promotion?

The maximum Campaign Reward amount per customer is capped at RM800. The total cap on Campaign Reward allocation is RM400,000. The Campaign will cease once the Campaign Reward has reached the maximum allocation limit or when the Campaign Period ends, whichever is earlier.

Q8. What is Net Cash Flow (“NCF”)?

NCF = Total Cash In Amount into GOinvest – Invest (Principal) – Total Cash Out Amount from GOinvest - Invest (Principal)

Throughout the Campaign Period.

Q9. How is the Booster Bonus Rate calculated?

The Booster Bonus Rate will be calculated and rewarded based on the NCF amount in the Eligible Participant’s GOinvest - Invest account last recorded as at the last day of the Campaign Period, i.e. 30^th June 2024 11.59 PM.

Example:

Q10. How is the Welcome Bonus Rate calculated?

The Welcome Bonus Rate will be calculated and rewarded based on the NCF amount in the Eligible Participant’s GOinvest - Invest account last recorded as at the last day of the Campaign Period, i.e. 30^th June 2024 11.59 PM.

Example:

Q11. How will the Campaign Reward be distributed?

The Campaign Reward will be given in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account within 45 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 14^th September 2024.

Q12. During the campaign period, will I still receive any monthly income distribution from the relevant fund?

Yes. You will still be entitled to monthly income distribution from the fund on your GOinvest investments on top of the Campaign Reward.

Q13. Who should I contact for questions pertaining to my Reward?

You may chat with Principal Malaysia’s Customer Care Centre via WhatsApp at +60 16-299 9792, call +603 7723 7260 or email your enquiries to mygoinvest@principal.com. Please take note that the operating hours are Monday to Friday, 8.45am – 5.45pm (except on Kuala Lumpur and national public holidays).

If there are any enquiries related to your eWallet account, you may submit your queries to https://tngd.my/careline-webform or you may also call the Touch ‘n Go eWallet careline at +(603) 5022 3888 for further assistance. Kindly provide your details and proof supporting your claim. The operating hours are Monday to Sunday, 7.00am to 10.00pm (including public holidays).

Kempen INVESTIVAL Principal (“Kempen”)

Soalan Lazim

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Q1. Apa yang ditawarkan oleh kempen ini??

Kempen ini menawarkan:

(a) Ganjaran 1: Kadar bonus tambahan (“Kadar Bonus Booster”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh tiga puluh (30) hari dalam akaun GOinvest – Invest Peserta Layak, seperti yang diilustrasikan di bawah:

; dan/atau

(b) Ganjaran 2: 1% setahun (p.a.) kadar bonus tambahan (“Kadar Bonus Welcome”), di atas Ganjaran 1, pada jumlah NCF yang dikekalkan selama tempoh tiga puluh (30) hari dalam akaun GOinvest – Invest Peserta Layak.

(“Ganjaran Kempen”).

Q2. Berapakah lama Tempoh Kempen ini?

Kempen ini bermula pada 20 Mei 2024 dan tamat pada 30 Jun 2024, kedua-dua tarikh termasuk (“Tempoh Kempen”).

Q3. Siapa yang layak untuk Kempen ini?

Kempen ini terbuka kepada semua pengguna GOinvest yang melakukan pelaburan ke dalam akaun GOinvest - Invest mereka semasa Tempoh Kempen (“Peserta Layak”).

Q4. Bagaimana untuk memenuhi syarat untuk Kadar Bonus Booster?

Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus Raya:

a. Peserta Layak mesti memasukkan “INVESTIVAL” dalam bidang kod promosi akaun GOinvest - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.

b. Peserta Layak mesti:

i. Melakukan pelaburan dengan minimum Ringgit Malaysia Dua Ratus (RM200.00) dalam satu transaksi tunggal ke dalam akaun GOinvest – Invest; atau mengatifkan ciri “Auto Cash-In” semasa Tempoh Kempen di mana pelaburan automatik dengan jumlah minimum RM200.00 berlaku semasa Tempoh Kempen.

ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.

c. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun GOinvest - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 1 Julai 2024, 12:00 PG hingga 30 Julai 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.

d. Kadar Bonus Booster akan dikira berdasarkan jumlah NCF dalam akaun GOinvest - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 Jun 2024 11.59 PM

Q5. Bagaimana untuk memenuhi syarat untuk Kadar Bonus Welcome?

Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus Welcome:

a. Peserta Layak mesti berjaya membuka akaun GOinvest – Invest baru semasa Tempoh Kempen. Untuk mengelakkan keraguan, Peserta Layak yang sudah mempunyai akaun GOinvest – Invest yang sedia ada sebelum Tempoh Kempen tidak akan berhak untuk Kadar Bonus Welcome.

b. Peserta Layak mesti memasukkan “INVESTIVAL” dalam bidang kod promosi akaun GOinvest - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.

c. Peserta Layak mesti:

i. Melakukan pelaburan dengan minimum RM200.00 dalam satu transaksi tunggal ke dalam akaun GOinvest – Invest; atau mengatifkan ciri “Auto Cash-In” semasa Tempoh Kempen di mana pelaburan automatik dengan jumlah minimum RM200.00 berlaku semasa Tempoh Kempen.

ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.

d. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun GOinvest - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 1 Julai 2024, 12:00 PG hingga 30 Julai 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.

e. Kadar Bonus Welcome akan dikira berdasarkan jumlah NCF dalam akaun GOinvest - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 Jun 2024 11.59 PM.

Q6. Adakah terdapat transaksi dan/atau jumlah pelaburan maksima yang boleh dilakukan semasa Tempoh Kempen?

Tiada had maksimum transaksi dan/atau jumlah pelaburan yang boleh dilakukan semasa Tempoh Kempen.

Q7. Adakah terdapat sebarang batasan atas Ganjaran Kempen untuk Kempen ini?

Setiap Peserta Layak berhak yang memenuhi semua kriteria yang dinyatakan dalam terma dan syarat ini berhak untuk mendapatkan Ganjaran Kempen, terhad kepada RM800 bagi setiap Peserta Berhak.

Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM400,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.

Q8. Apakah yang dimaksudkan oleh amaun Aliran Tunai Bersih (“NCF”)?

NCF ditakrifkan sebagai jumlah penebusan yang dilakukan semasa Tempoh Kempen, dikurangkan daripada jumlah pelaburan yang dilakukan selama Tempoh Kempen.

Q9. Bagaimana Kadar Bonus Booster dikira?

Kadar Bonus Booster tambahan akan dikira berdasarkan jumlah NCF dalam akaun GOinvest - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 Jun 2024 11.59 PM.

Ilustrasi:

Q10. Bagaimana Kadar Bonus Welcome dikira?

Kadar Bonus Welcome tambahan akan dikira berdasarkan jumlah NCF dalam akaun GOinvest - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 Jun 2024 11.59 PM.

Ilustrasi:

Q11. Bagaimana kadar bonus akan dibahagikan?

Ganjaran Kempen akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak. Ganjaran Kempen akan dikreditkan ke dalam akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Kempen Pasca (“Tarikh Pengagihan Ganjaran”); iaitu sebelum 14 September 2024.

Q12. Akankah saya masih menerima apa-apa pembahagian pendapatan bulanan selama Tempoh Kempen?

Ya. Anda masih akan berhak untuk mendapatkan pembahagian pendapatan bulanan daripada dana pelaburan GOinvest anda di atas Ganjaran Kempen ini.

Q13. Siapa yang boleh saya hubungi untuk soalan yang berkaitan dengan Ganjaran Kempen saya?

Anda boleh berbual dengan Pusat Perkhidmatan Pelanggan Principal Malaysia melalui WhatsApp di +60 16-299 9792, hubungi +603 7723 7260 atau e-mel pertanyaan anda ke mygoinvest@principal.com. Sila ambil perhatian bahawa jam kerja adalah Isnin hingga Jumaat, 8.45am – 5.45pm (kecuali cuti awam Kuala Lumpur dan Malaysia).

Sekiranya terdapat sebarang soalan yang berkaitan dengan akaun eWallet anda, anda boleh menghantar soalan anda kepada https://tngd.my/careline-webform atau anda juga boleh menghubungi Touch ‘n Go eWallet careline di +(603) 5022 3888 untuk bantuan lanjut. Sila berikan butiran anda dan bukti yang menyokong klaim anda. Jam kerja adalah Isnin hingga Minggu, 7.00am hingga 10.00pm (termasuk cuti awam).