Principal Unit Trust Ssslay Into Prosperity Campaign (“Campaign”)

Frequently Asked Questions

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Q1   What does this Campaign offer?

The Campaign offers additional bonus rate on the Net Cash Flow (“NCF”) amount maintained in Eligible Participant’s Principal – Invest feature account for a period of thirty (30) days, last recorded as at the last day of the Campaign Period, as illustrated below:

NCF Amount (RM)

Additional Bonus Reward Entitled

RM500 – RM10,000

6.88% p.a.

RM10,001 and above

8.88% p.a.

(“Campaign Rewards”).

Q2   What is the duration of this campaign?

The Campaign begins on 15th January 2025 and ends on 28th February 2025, 11:59PM, both dates inclusive (“Campaign Period”).

Q3   Who is eligible for this promotion?

The Campaign is open to any Investment - Principal user who performs a cash in in their Principal - Invest feature account during the Campaign Period (“Eligible Participant”).  

Q4   How to be eligible for the Bonus Reward?

To be eligible for the Bonus Reward, Eligible Participants must fulfil all of the following criteria:

a.     The Eligible Participant must key in “PROSPERITY” in the promo code field of Principal – “Invest” feature account whenever a single cash in is performed within the Campaign Period.

b.     The Eligible Participant must:

                                                                    i.     Perform a minimum cash in of Ringgit Malaysia Five Hundred (RM500.00) either in a single transaction into their Principal – “Invest” feature account and/or by activating the “Auto Cash-In” feature during the Campaign Period;

                                                                   ii.     The Cash In and Investment Subscription must be successfully completed within the Campaign Period.

c.     The Eligible Participant must maintain the subscription in their Principal – “Invest” feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st March 2025, 12:00 AM to 30th March 2025, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.

d.     The additional Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 28th February 2025 11.59 PM.

Q5   Is there any limit on the Cash In transaction and amount that can be performed during the Campaign Period?

No. There is no maximum limit on the number and amount of cash in transactions that you can perform during the campaign period.

Q6   Are there any capping/limitations to this promotion?

The maximum Campaign Reward amount per customer is capped at RM288.

The total cap on Campaign Reward allocation is RM250,000. The Campaign will cease once the Campaign Reward has reached the maximum allocation limit or when the Campaign Period ends, whichever is earlier.

Q7   What is Net Cash Flow (“NCF”)?

NCF = Total Cash In Amount into Principal – Invest account – Total Cash Out Amount from Principal - Invest account

Throughout the Campaign Period.

Q8   How is the Bonus Reward calculated?

The Bonus Reward will be calculated and rewarded based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 28th February 2025 11.59 PM.

Example:

Participant

Transaction(s)

Campaign Reward Entitled

A

 

Transaction Date

Transaction Type

Transaction amount

Cumulative NCF

1 Feb 2025

Open new account & Cash In

RM2,000

RM2,000

5 Feb 2025

Cash In

RM10,000

RM12,000

Total NCF (RM) at end of Campaign Period

RM12,000

No cash-out during Post-Campaign Period

 

Entitled for 8.88% p.a. Bonus Rate on RM12,000 NCF – RM88 Cash Back into TNG e-Wallet

B

 

Transaction Date

Transaction Type

Transaction amount

Cumulative NCF

1 Feb 2025

Open new account & Cash In

RM2,000

RM2,000

5 Feb 2025

Cash In

RM2,000

RM4,000

Total NCF (RM) at end of Campaign Period

RM4,000

No cash-out during Post-Campaign Period

 

Entitled for 6.88% p.a. Bonus Rate on RM4,000 NCF – RM23 Cash Back into TNG e-Wallet

C

 

Transaction Date

Transaction Type

Transaction amount

Cumulative NCF

1 Feb 2025

Cash In

RM1,000

RM1,000

5 Feb 2025

Cash In

RM2,000

RM3,000

Total NCF (RM) at end of Campaign Period

RM3,000

Post Campaign Period

 

 

 

5 Mar 2025

Cash Out

(RM1,000)

RM2,000

Performed cash-out during Post-Campaign Period

 

Not entitled for Bonus Rate as Participant C performed cash out/ redemption during Post-Campaign Period

D

 

Transaction Date

Transaction Type

Transaction amount

Cumulative NCF

1 Feb 2025

Cash In

RM1,000

RM1,000

5 Feb 2025

Cash In

RM10,000

RM11,000

27 Feb 2025

Cash Out

RM500

RM10,500

Total NCF (RM) at end of Campaign Period

RM10,500

No cash-out during Post-Campaign Period

Entitled for 8.88% p.a. Bonus Rate on RM10,500 – RM77 Cash Back into TNG e-Wallet

E

 

Transaction Date

Transaction Type

Transaction amount

Cumulative NCF

01 Feb 2025

Cash In

RM500

RM500

10 Feb 2025

New Auto Cash In enrolment

RM1,000

RM1,500

22 Feb 2025

Cash In

RM5,000

RM6,500

Total NCF (RM) at end of Campaign Period

RM6,500

No cash-out during Post-Campaign Period

Entitled for 6.88% p.a. Bonus Rate on RM6,500 NCF – RM37 Cash Back into TNG e-Wallet.

 

 

Q9   How will the Campaign Reward be distributed?

The Bonus Reward will be in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account within 45 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 14th May 2025.

Q10       During the campaign period, will I still receive any monthly income distribution from the relevant fund?

Yes. You will still be entitled to monthly income distribution from the fund on your Principal – Invest account’s investments on top of the Campaign Reward.

Q11       Who should I contact for questions pertaining to my Reward?

You may chat with Principal Malaysia’s Customer Care Centre via WhatsApp at +60 16-299 9792, call +603 7723 7260 or email your enquiries to mygoinvest@principal.com. Please take note that the operating hours are Monday to Friday, 8.45am – 5.45pm (except on Kuala Lumpur and national public holidays).

If there are any enquiries related to your eWallet account, you may submit your queries to https://tngd.my/careline-webform or you may also call the Touch ‘n Go eWallet careline at +(603) 5022 3888 for further assistance. Kindly provide your details and proof supporting your claim. The operating hours are Monday to Sunday, 7.00am to 10.00pm (including public holidays).

 

Kempen Ssslay Into Prosperity Amanah Unit Utama Principal (“Kempen”)

Soalan Lazim

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Q1        Apa yang ditawarkan oleh kempen ini??

Kempen ini menawarkan kadar bonus tambahan pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh tiga puluh (30) hari dalam akaun Principal – Invest Peserta Layak, seperti yang diilustrasikan di bawah:

Jumlah NCF (RM)

Kadar Bonus Merdeka Layak

RM500 – RM10,000

6.88% p.a.

RM10,001 and above

8.88% p.a.

(“Ganjaran Kempen”).

Q2        Berapakah lama Tempoh Kempen ini?

Kempen ini bermula pada 15 Januari 2025 dan berakhir pada 28 Febuari 2025, kedua-dua tarikh termasuk (“Tempoh Kempen”).  

Q3        Siapa yang layak untuk Kempen ini?

Kempen ini terbuka kepada semua pengguna Investment - Principal yang melakukan pelaburan ke dalam akaun Principal - Invest mereka semasa Tempoh Kempen (“Peserta Layak”). 

Q4        Bagaimana untuk memenuhi syarat untuk Kadar Bonus?

Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus:

a.     Peserta Layak mesti memasukkan “PROSPERITY” dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.

b.     Peserta Layak mesti:

a.     Melakukan pelaburan dengan minimum Ringgit Malaysia Lima Ratus (RM500.00) dalam satu transaksi tunggal ke dalam akaun Principal – Invest; atau mengatifkan ciri “Auto Cash-In” di mana pelaburan automatik dengan jumlah minimum RM100.00 dilakukan semasa Tempoh Kempen.

b.     Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.

c.     Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 1 Mac 2025, 12:00 PG hingga 30 Mac 2025, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.

d.     Kadar Bonus akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 28 Febuari 2025 11.59 PM.

Q5      Adakah terdapat transaksi dan/atau jumlah pelaburan maksima yang boleh dilakukan semasa Tempoh Kempen?

Tiada had maksimum transaksi dan/atau jumlah pelaburan yang boleh dilakukan semasa Tempoh Kempen.

Q6        Adakah terdapat sebarang batasan atas Ganjaran Kempen untuk Kempen ini?

Ganjaran maksimum terhad kepada RM288 bagi setiap Peserta Berhak.

Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM250,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.

Q7        Apakah yang dimaksudkan oleh amaun Aliran Tunai Bersih (“NCF”)?

NCF ditakrifkan sebagai jumlah penebusan yang dilakukan semasa Tempoh Kempen, dikurangkan daripada jumlah pelaburan yang dilakukan selama Tempoh Kempen.

Q8        Bagaimana Kadar Bonus dikira?

Kadar Bonus tambahan akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 28 Febuari 2025 11.59 PM.

Ilustrasi:

Peserta

Transaksi

Ganjaran Kempen Bertajuk

A

 

Tarikh Transaksi

Jenis Transaksi

Jumlah transaksi

Jumlah NCF Peserta

1 Feb 2025

Membuka akaun baru & melakukan pelaburan

RM2,000

RM2,000

5 Feb 2025

Pelaburan

RM10,000

RM12,000

Jumlah NCF (RM) pada akhir Tempoh Kempen

RM12,000

Tiada tunai pengeluaran semasa Tempoh Pasca Kempen

 

Berhak untuk Kadar Bonus 8.88% p.a. pada NCF RM12,000 - Pulangan Tunai RM88 ke dalam TNG e-Wallet

B

 

Tarikh Transaksi

Jenis Transaksi

Jumlah transaksi

Jumlah NCF Peserta

1 Feb 2025

Membuka akaun baru & melakukan pelaburan

RM2,000

RM2,000

5 Feb 2025

Pelaburan

RM2,000

RM4,000

Jumlah NCF (RM) pada akhir Tempoh Kempen

RM4,000

Tiada tunai pengeluaran semasa Tempoh Pasca Kempen

 

Berhak untuk Kadar Bonus 6.88% p.a. pada NCF RM4,000 - Pulangan Tunai RM28 ke dalam TNG e-Wallet

C

 

Tarikh Transaksi

Jenis Transaksi

Jumlah transaksi

Jumlah NCF Peserta

1 Feb 2025

Pelaburan

RM1,000

RM1,000

5 Feb 2025

Pelaburan

RM2,000

RM3,000

Jumlah NCF (RM) pada akhir Tempoh Kempen

RM3,000

Tempoh Pasca Kempen

 

 

 

5 Mar 2025

Pengeluaran Tunai

(RM1,000)

RM2,000

Melakukan tunai pengeluaran semasa Tempoh Pasca Kempen

Tidak berhak untuk Kadar Bonus kenara Peserta C melakukan pengeluaran tunai semasa Tempoh Pasca Kempen

 

 

D

 

Tarikh Transaksi

Jenis Transaksi

Jumlah transaksi

Jumlah NCF Peserta

1 Feb 2025

Pelaburan

RM1,000

RM1,000

5 Feb 2025

Pelaburan

RM10,000

RM11,000

27 Feb 2025

Pengeluaran Tunai

(RM500)

RM10,500

Jumlah NCF (RM) pada akhir Tempoh Kempen

RM10,500

Tiada tunai pengeluaran semasa Tempoh Pasca Kempen

Berhak untuk Kadar Bonus 8.88% p.a. pada NCF RM10,500 - Pulangan Tunai RM77 ke dalam TNG e-Wallet

 

 

E

 

Tarikh Transaksi

Jenis Transaksi

Jumlah transaksi

Jumlah NCF Peserta

01 Feb 2025

Pelaburan

RM500

RM500

10 Feb 2025

Pelaburan dari Auto Cash In

RM1,000

RM1,500

22 Feb 2025

Pelaburan

RM5,000

RM6,500

Jumlah NCF (RM) pada akhir Tempoh Kempen

RM6,500

Tiada tunai pengeluaran semasa Tempoh Pasca Kempen

Berhak untuk Kadar Bonus .88% p.a. pada RM6,500 - Pulangan Tunai RM37 ke dalam TNG e-Wallet

 

 

Q9     Bagaimana kadar bonus akan dibahagikan?

Ganjaran Kadar Bonus akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Pasca Kempen (“Tarikh Pengagihan Ganjaran”); iaitu sebelum 14 Mei 2025.

Q10   Akankah saya masih menerima apa-apa pembahagian pendapatan bulanan selama Tempoh Kempen?

Ya. Anda masih akan berhak untuk mendapatkan pembahagian pendapatan bulanan daripada dana pelaburan Investment - Principal anda di atas Ganjaran Kempen ini.

Q11   Siapa yang boleh saya hubungi untuk soalan yang berkaitan dengan Ganjaran Kempen saya?

Anda boleh berbual dengan Pusat Perkhidmatan Pelanggan Principal Malaysia melalui WhatsApp di +60 16-299 9792, hubungi +603 7723 7260 atau e-mel pertanyaan anda ke mygoinvest@principal.com. Sila ambil perhatian bahawa jam kerja adalah Isnin hingga Jumaat, 8.45am – 5.45pm (kecuali cuti awam Kuala Lumpur dan Malaysia).

Sekiranya terdapat sebarang soalan yang berkaitan dengan akaun eWallet anda, anda boleh menghantar soalan anda kepada https://tngd.my/careline-webform atau anda juga boleh menghubungi Touch ‘n Go eWallet careline di +(603) 5022 3888 untuk bantuan lanjut. Sila berikan butiran anda dan bukti yang menyokong klaim anda. Jam kerja adalah Isnin hingga Minggu, 7.00am hingga 10.00pm (termasuk cuti awam).