Principal Unit Trust Ssslay Into Prosperity Campaign (“Campaign”) Terms & Conditions
1. The Campaign is organised by TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) and Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. The Campaign begins on 15th January 2025 and ends on 28th February 2025, both dates inclusive (“Campaign Period”).
Eligibility
3. The Campaign is open to all Investment - Principal users who perform a Cash In in to their Principal – “Invest” account only, made available on the Investment tile of TNG eWallet, during the Campaign Period (“Eligible Participant”).
4. Eligible Participants can Cash In into any one (1) of the following products:
a) Principal Islamic Global Selection Moderate Conservative Fund
b) Principal Islamic Global Selection Moderate Fund
c) Principal Islamic Lifetime Enhanced Sukuk Fund
d) Principal Global Titans Fund
e) Principal DALI Global Equity Fund
f) Principal Asia Pacific Dynamic Income Fund
g) Principal Asia Pacific Dynamic Mixed Asset Fund
h) Principal Islamic Global Selection Aggressive Fund
i) Principal Islamic Lifetime Balanced Fund
j) Principal Islamic Enhanced Opportunities Fund
k) Principal Lifetime Bond Fund
l) Principal Lifetime Balanced Income Fund
m) Principal Asia Titans Fund
n) Principal Malaysia Titans Fund
o) Principal Titans Income Plus Fund
p) Principal Vietnam Equity Fund
q) Principal China New Energy Innovation Fund
r) Principal Islamic Global Multi-Asset Fund
s) Principal Islamic Global Responsible Equity Fund
t) Principal Islamic Money Market Fund
(“Eligible Product”).
5. Eligible Participants will be entitled to the additional Bonus Rate Reward as set out in the Campaign Rewards and Mechanics below (“Campaign Rewards”).
Campaign Rewards and Mechanics
6. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 8 will be entitled to an additional bonus rate (“Bonus Rate”) on the Net Cash Flow (“NCF”) amount maintained for a period of thirty (30) days. NCF shall mean the amount calculated by subtracting the total cash-out amounts from the total cash-in amounts for each Eligible Account throughout the Campaign Period.
7. The Bonus Rate entitled are illustrated as below:
NCF Amount (RM) | Additional Bonus Rate Entitled |
RM500 – RM10,000 | 6.88% p.a. |
RM10,001 and above | 8.88% p.a. |
8. To be eligible for the Bonus Rate, the Eligible Participants are required to fulfil all of the following requirements:
a. The Eligible Participant must key in “PROSPERITY” in the promo code field of Principal – “Invest” feature account whenever a single cash in is performed within the Campaign Period.
b. The Eligible Participant must:
i. Perform a minimum cash in of Ringgit Malaysia Five Hundred (RM500.00) either in a single transaction into their Principal – “Invest” feature account and/or by activating the “Auto Cash-In” feature during the Campaign Period;
ii. The Cash In and Investment Subscription must be successfully completed within the Campaign Period.
c. The Eligible Participant must maintain the subscription in their Principal – “Invest” feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st March 2025, 12:00 AM to 30th March 2025, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.
d. The additional Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 28th February 2025 11.59 PM.
9. Each Eligible Participant who fulfils all the criteria stated in Clause 3, 4 and 8 herein is entitled to earn the Campaign Rewards, capped at RM288 per Eligible Participant.
10. Illustration:
Participant | Transaction(s) | Campaign Reward Entitled | ||||||||||||||||||||||||||||
A |
| Entitled for 8.88% p.a. Bonus Rate on RM12,000 NCF – RM88 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
B |
| Entitled for 6.88% p.a. Bonus Rate on RM4,000 NCF – RM23 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
C |
| Not entitled for Bonus Rate as Participant C performed cash out/ redemption during Post-Campaign Period | ||||||||||||||||||||||||||||
D |
| Entitled for 8.88% p.a. Bonus Rate on RM10,500 – RM77 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
E |
| Entitled for 6.88% p.a. Bonus Rate on RM6,500 NCF – RM37 Cash Back into TNG e-Wallet.
| ||||||||||||||||||||||||||||
Other Campaign Terms and Conditions
11. The Bonus Rate will be in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account. The Campaign Rewards shall be fulfilled to the Eligible Participants within 45 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 14th May 2025.
12. If the Eligible Participant closes their TNG eWallet account or Principal - Invest account or exercises their right to cooling off prior to the Reward Distribution Date, the Eligible Participant shall be automatically disqualified from this Campaign and shall not be entitled to the Campaign Reward.
13. For the avoidance of any doubt, Eligible Participant will not be entitled to the Campaign Reward, if the Amount Capped as defined below” is fully allocated or utilized.
14. This Campaign will end once the maximum allocation of RM250,000 of the Campaign Reward amount (“Amount Capped”) is reached or when the Campaign Period ends, whichever is earlier.
15. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by Principal or TNGD during the Campaign Period.
16. By participating in this Campaign, Users agree to allow TNGD and Principal the right to use names, private details and photographs of the Users and/or Winners, for marketing, advertising and publicity purposes, in accordance with applicable laws without any cost or compensation.
17. All Winners shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws in relation to the prizes and this Campaign.
18. TNGD shall be entitled to withhold any benefits pursuant to this Campaign, with prior notice to the Users if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
19. TNGD and Principal reserve the right, at any time, to alter, shorten, cancel, suspend or terminate this Campaign earlier in whole or in part, or to vary, delete, or add any Terms and Conditions herein anytime by giving written notice through the TNGD and Principal websites or social media platforms owned by TNGD and Principal, respectively.
20. TNGD and Principal reserve the right to disqualify/reject any Users who do not comply with these terms and conditions stated herein and/or are found or suspected to be tampering with this Campaign and/or its process or the operations of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to this Campaign.
21. TNGD and Principal shall not be responsible or liable for any losses howsoever arising or suffered by the Users whether arising directly or indirectly from the Users’ participation in this Campaign or otherwise.
22. These Terms and Conditions shall be further subject to the TNGD’s General Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
23. These Terms and Conditions shall be governed by the laws of Malaysia.
24. In the event of any inconsistencies, discrepancies or conflicts between the English version and the Bahasa Malaysia version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail.
25. Please visit https://www.touchngo.com.my for more information or inquiries relating to this Campaign.
Terma & Syarat Kempen Ssslay Into Prosperity Amanah Unit Utama Principal (“Kempen”)
1. Kempen ini dianjurkan oleh TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) dan Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. Kempen ini bermula pada 15 Januari 2025 dan berakhir pada 28 Febuari 2025, kedua-dua tarikh termasuk (“Tempoh Kempen”).
Kelayakan
3. Kempen ini terbuka kepada semua pengguna Investment – Principal yang melakukan pelaburan ke dalam akaun Principal - Invest mereka semasa Tempoh Kempen (“Peserta Layak”).
4. Peserta Layak boleh melakukan pelaburan ke dalam mana-mana satu (1) produk berikut:
a) Principal Islamic Global Selection Moderate Conservative Fund
b) Principal Islamic Global Selection Moderate Fund
c) Principal Islamic Lifetime Enhanced Sukuk Fund
d) Principal Global Titans Fund
e) Principal DALI Global Equity Fund
f) Principal Asia Pacific Dynamic Income Fund
g) Principal Asia Pacific Dynamic Mixed Asset Fund
h) Principal Islamic Global Selection Aggressive Fund
i) Principal Islamic Lifetime Balanced Fund
j) Principal Islamic Enhanced Opportunities Fund
k) Principal Lifetime Bond Fund
l) Principal Lifetime Balanced Income Fund
m) Principal Asia Titans Fund
n) Principal Malaysia Titans Fund
o) Principal Titans Income Plus Fund
p) Principal Vietnam Equity Fund
q) Principal China New Energy Innovation Fund
r) Principal Islamic Global Multi-Asset Fund
s) Principal Islamic Global Responsible Equity Fund
t) Principal Islamic Money Market Fund
(“Produk Layak”).
5. Peserta Layak akan layak untuk Kadar Bonus tambahan seperti yang ditakrifkan di bawah (“Ganjaran Kempen”).
Ganjaran & Mekanik Kempen
6. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat-syarat yang dinyatakan dalam Fasal 3, 4 dan 8 di bawah akan berhak mendapat kadar bonus tambahan (“Kadar Bonus”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh tiga puluh (30) hari, di mana NCF bermaksud jumlah yang dikira dengan mengecualikan jumlah tunai keluar secara keseluruhan daripada jumlah wang tunai yang dimasukkan untuk setiap Akaun yang layak sepanjang Tempoh Kempen.
7. Kadar Bonus yang layak diilustrasikan seperti di bawah:
Jumlah NCF (RM) | Kadar Bonus Merdeka Layak |
RM500 – RM10,000 | 6.88% p.a. |
RM10,001 and above | 8.88% p.a. |
8. Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus:
a. Peserta Layak mesti memasukkan “PROSPERITY” dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.
b. Peserta Layak mesti:
i. Melakukan pelaburan dengan minimum Ringgit Malaysia Lima Ratus (RM500.00) dalam satu transaksi tunggal ke dalam akaun Principal – Invest; atau mengatifkan ciri “Auto Cash-In” di mana pelaburan automatik dengan jumlah minimum RM100.00 dilakukan semasa Tempoh Kempen.
ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.
c. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 1 Mac 2025, 12:00 PG hingga 30 Mac 2025, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
d. Kadar Bonus akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 28 Febuari 2025 11.59 PM.
9. Setiap Peserta Layak yang memenuhi semua kriteria yang dinyatakan dalam Fasal 3, 4 dan 8 terma dan syarat ini berhak untuk mendapatkan Kadar Bonus, terhad kepada RM288 bagi setiap Peserta Berhak.
10. Ilustrasi:
Peserta | Transaksi | Ganjaran Kempen Bertajuk | ||||||||||||||||||||||||||||||||||||||||||||||||
A |
| Berhak untuk Kadar Bonus 8.88% p.a. pada NCF RM12,000 - Pulangan Tunai RM88 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||||||||||
B |
| Berhak untuk Kadar Bonus 6.88% p.a. pada NCF RM4,000 - Pulangan Tunai RM28 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||||||||||
C |
| Tidak berhak untuk Kadar Bonus kenara Peserta C melakukan pengeluaran tunai semasa Tempoh Pasca Kempen
| ||||||||||||||||||||||||||||||||||||||||||||||||
D |
| Berhak untuk Kadar Bonus 8.88% p.a. pada NCF RM10,500 - Pulangan Tunai RM77 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
E |
| Berhak untuk Kadar Bonus 6.88% p.a. pada RM6,500 - Pulangan Tunai RM37 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
Terma dan Syarat Lain Kempen
11. Ganjaran Kadar Bonus akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Pasca Kempen (“Tarikh Pengagihan Ganjaran”); iaitu sebelum 14 Mei 2025.
12. Jika Peserta Berhak menutup akaun TNG e-Wallet atau akaun Principal - Invest mereka atau menggunakan hak penyejuk sebelum Tarikh Pengagihan Ganjaran, Peserta Berhak akan secara automatik dikecualikan daripada Kempen ini dan tidak berhak untuk Ganjaran Kempen.
13. Untuk mengelakkan sebarang keraguan, Peserta Layak tidak akan berhak mendapat Ganjaran Kempen, jika Jumlah Dihadkan (“seperti yang ditakrifkan di bawah”) diperuntukkan atau digunakan sepenuhnya.
14. Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM250,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.
15. Peserta Layak berhak untuk mengambil bahagian secara serentak dalam promosi atau kempen lain yang dianjurkan oleh Principal atau TNGD semasa Tempoh Kempen.
16. Dengan menyertai dalam Kempen ini, Pengguna bersetuju untuk membenarkan TNGD dan Principal hak untuk menggunakan nama, butiran peribadi dan gambar Pengguna dan/atau Pemenang, untuk tujuan pemasaran, pengiklanan dan publisiti, mengikut undang-undang yang terpakai tanpa sebarang kos atau pampasan.
17. Semua Pemenang akan bertanggungjawab secara peribadi untuk semua cukai, kadar, yuran kerajaan atau apa-apa caj lain yang mungkin dikenakan ke atasnya di bawah undang-undang yang terpakai berhubung dengan hadiah dan Kempen ini.
18. TNGD berhak untuk menahan apa-apa faedah menurut Kempen ini, dengan notis terlebih dahulu kepada Pengguna jika Pengguna didapati telah melanggar mana-mana Terma dan Syarat Pengguna TNGD’s yang boleh didapati di https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
19. TNGD dan Principal berhak, pada bila-bila masa, untuk mengubah, memendekkan, membatalkan, menggantung atau menamatkan Kempen ini lebih awal secara keseluruhan atau sebahagian, atau untuk mengubah, memadam, atau, atau tambah apa-apa Terma dan Syarat di sini bila-bila masa dengan memberi notis bertulis melalui laman web TNGD dan Principal atau platform media sosial yang dimiliki oleh TNGD dan Principal.
20. TNGD dan Principal berhak untuk membatalkan kelayakan/menolak mana-mana Pengguna yang tidak mematuhi terma dan syarat yang dinyatakan di sini dan/atau didapati atau disyaki mengganggu Kempen ini dan/atau prosesnya atau operasi Kempen ini. Ini termasuk aktiviti penipuan yang melibatkan apa-apa perbuatan penipuan dan/atau penipuan dan/atau penipuan berhubung dengan Kempen ini.
21. TNGD dan Principal tidak akan bertanggungjawab atau bertanggungjawab ke atas sebarang kerugian yang timbul atau dialami oleh Pengguna sama ada yang timbul secara langsung atau tidak langsung daripada penyertaan pengunna dalam Kempen ini atau sebaliknya.
22. Terma dan Syarat ini akan terus tertakluk kepada Terma dan Syarat Umum TNGD’s yang boleh didapati di https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
23. Terma dan Syarat ini akan ditadbir oleh undang-undang Malaysia.
24. Sekiranya terdapat sebarang yang tidak konsisten, percanggahan atau konflik antara versi Bahasa Inggeris dan versi Bahasa Malaysia Terma dan Syarat ini, versi Bahasa Inggeris Terma dan Syarat ini akan diguna pakai.
25. Sila lawati https://www.touchngo.com.my untuk maklumat lanjut atau pertanyaan berkaitan Kempen ini.